From napkin notes to term sheets: A chat with Inspired Capital’s Alexa von Tobel

The next iteration of fintech is upon us, according to Inspired Capital’s Alexa von Tobel.

“Fintech 1.0 was very much, ‘Let’s take what already exists and let’s do it better,’” she said in a recent appearance on

Extra Crunch Live

. Consumers are shifting away from Chase Bank and migrating to no-fee trading platforms like Robinhood; instead of booking an appointment with a tax advisor, people are registering with TurboTax.

Von Tobel, who

founded financial-planning service LearnVest

before joining Inspired Capital, said fintech’s future involves bringing infrastructure and support into ecosystems created by services like Robinhood and Betterment. It’s one of the many sectors that her generalist firm, which closed a $200 million debut fund

last year, is interested in.

Our hour-long chat included tips on how (and when) to pitch her, breaking into VC and using vulnerability as a competitive advantage. Don’t just take it from us: Watch or listen to the entire conversation after the jump, or read some of the highlights below.